Saving vs Investing

Saving vs Investing Why are these things not the same? I mean putting cash in the bank is the same as putting cash in an investment vehicle right?  However, SAVING and INVESTING are two distinct concepts that involve managing and allocating your financial resources....

How to Start a Budget

How to start a budget? Why is this something on your to list but never done? Despite being a critical component of your financial journey to liberation THE BUDGET is something never tackled and dreaded. But why? Because it is an overwhelming task and it is never...

Importance of a budget?

Importance of a budget? Let’s unpack the concept of a budget. A budget is something we all try and setup but firstly never finalise, and secondly never reconcile to. A budget is a financial plan that outlines your income and expenses over a specific period. It...