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“An investment in knowledge pays the best interest.” – Benjamin Franklin
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Trying to simplify what an industry has made HUGELY complicated.
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Importance of Insurance | Real Life Scenario
Importance of Insurance - real life example!Insurance is a crucial component of financial planning, providing a safety net for individuals and businesses against unforeseen events that can lead to significant financial losses. đŹď¸ REAL LIFE EXAMPLE OF WHY THAT GRUDGE...
Importance of a Will
Importance of a willA will is a legal document that outlines a person's wishes regarding the distribution of their assets and the care of dependents after their passing. Secondly, a will allows individuals to designate guardians for their minor children. This ensures...
What is an ETF?
What is an ETFPer Investopedia: An exchange-traded fund (ETF) is a type of pooled investment security that operates much like a mutual fund (unit trust in SA). Typically, ETFs will track a particular index, sector, commodity, or other assets, but unlike mutual funds,...
Tax Calculator
Tax CalculatorGot a new job or a side hussle or a salary increase and don't know how to work out your tax - well here is a starting point. Taxes are calculated on an annual basis over the period 01 March - 28 Feb. This is the tax year for humans in South Africa. ...
PIS Score Unpacked
PIS Score UnpackedPIS Score - Public Interest Score. The score the company has which decides what kind of financials are required. If you are a company in South Africa you need to comply with the Company's Act of 2008. Which means you need to have financial...
Business Structures in SA
Business Structures in SASo you wanna start a business, a side hussle, buy a going concern but what do you start it in? Before we unpack the pros and cons let's unpack the options. Current options in SAIn South Africa we have three different âentitiesâ excluding...
Saving vs Investing
Saving vs InvestingWhy are these things not the same? I mean putting cash in the bank is the same as putting cash in an investment vehicle right? However, SAVING and INVESTING are two distinct concepts that involve managing and allocating your financial resources....
How to Start a Budget
How to start a budget?Why is this something on your to list but never done?Despite being a critical component of your financial journey to liberation THE BUDGET is something never tackled and dreaded. But why? Because it is an overwhelming task and it is never...
Importance of a budget?
Let's unpack the concept of a budget. A budget is something we all try and setup but firstly never finalise, and secondly never reconcile to. A budget is a financial plan that outlines your income and expenses over a specific period. It is a crucial tool for managing...